We are excited to announce Luminary is officially a Digital Bank offering fiat & crypto related services!

Modern Banking Reimagined

Send money globally, swap crypto and fiat, borrow or lend with crypto, issue multi-currency cards, connect with eSIMs, and access business lounges—all from one platform.

Open your account
Open your account
This app takes all the hassle out of handling money between my US and European accounts.
Lilly Woods Avatar Techpay Webflow Template | BRIX Template
Lilly Woods
@lillywoods
Managing my finances across the US and Europe is finally simple and seamless with this app.
John Carter Avatar Techpay Webflow Template | BRIX Template
John Carter
@johncarter
It’s never been easier to move my money between the US and Europe—super smooth and stress-free.
Sophie Moore Avatar Techpay Webflow Template | BRIX Template
Sophie Moore
@sophiemoore
I can transfer funds between the US and Europe in seconds—no confusion, no delays.
Matt Cannon Avatar Techpay Webflow Template | BRIX Template
Matt Cannon
@mattcannon
I love how effortlessly I can manage finances across the US and Europe from one app.
Andy Smith Avatar Techpay Webflow Template | BRIX Template
Andy Smith
@andysmith
Finally, an app that makes cross-border money management between the US and Europe simple.
Sandy Houston Avatar Techpay Webflow Template | BRIX Template
Sandy Houston
@sandyhouston
This app takes all the hassle out of handling money between my US and European accounts.
Lilly Woods Avatar Techpay Webflow Template | BRIX Template
Lilly Woods
@lillywoods
Managing my finances across the US and Europe is finally simple and seamless with this app.
John Carter Avatar Techpay Webflow Template | BRIX Template
John Carter
@johncarter
It’s never been easier to move my money between the US and Europe—super smooth and stress-free.
Sophie Moore Avatar Techpay Webflow Template | BRIX Template
Sophie Moore
@sophiemoore
I can transfer funds between the US and Europe in seconds—no confusion, no delays.
Matt Cannon Avatar Techpay Webflow Template | BRIX Template
Matt Cannon
@mattcannon
I love how effortlessly I can manage finances across the US and Europe from one app.
Andy Smith Avatar Techpay Webflow Template | BRIX Template
Andy Smith
@andysmith
Finally, an app that makes cross-border money management between the US and Europe simple.
Sandy Houston Avatar Techpay Webflow Template | BRIX Template
Sandy Houston
@sandyhouston
This app takes all the hassle out of handling money between my US and European accounts.
Lilly Woods Avatar Techpay Webflow Template | BRIX Template
Lilly Woods
@lillywoods
Managing my finances across the US and Europe is finally simple and seamless with this app.
John Carter Avatar Techpay Webflow Template | BRIX Template
John Carter
@johncarter
It’s never been easier to move my money between the US and Europe—super smooth and stress-free.
Sophie Moore Avatar Techpay Webflow Template | BRIX Template
Sophie Moore
@sophiemoore
I can transfer funds between the US and Europe in seconds—no confusion, no delays.
Matt Cannon Avatar Techpay Webflow Template | BRIX Template
Matt Cannon
@mattcannon
I love how effortlessly I can manage finances across the US and Europe from one app.
Andy Smith Avatar Techpay Webflow Template | BRIX Template
Andy Smith
@andysmith
Finally, an app that makes cross-border money management between the US and Europe simple.
Sandy Houston Avatar Techpay Webflow Template | BRIX Template
Sandy Houston
@sandyhouston
This app takes all the hassle out of handling money between my US and European accounts.
Lilly Woods Avatar Techpay Webflow Template | BRIX Template
Lilly Woods
@lillywoods
Managing my finances across the US and Europe is finally simple and seamless with this app.
John Carter Avatar Techpay Webflow Template | BRIX Template
John Carter
@johncarter
It’s never been easier to move my money between the US and Europe—super smooth and stress-free.
Sophie Moore Avatar Techpay Webflow Template | BRIX Template
Sophie Moore
@sophiemoore
I can transfer funds between the US and Europe in seconds—no confusion, no delays.
Matt Cannon Avatar Techpay Webflow Template | BRIX Template
Matt Cannon
@mattcannon
I love how effortlessly I can manage finances across the US and Europe from one app.
Andy Smith Avatar Techpay Webflow Template | BRIX Template
Andy Smith
@andysmith
Finally, an app that makes cross-border money management between the US and Europe simple.
Sandy Houston Avatar Techpay Webflow Template | BRIX Template
Sandy Houston
@sandyhouston

Finance Without Borders

Manage global payments, multi-currency accounts, and crypto exchange in one place. Issue cards, unlock liquidity, and keep teams connected—so your finances move as fast as your business.

Travel eSIM's
Crypto-backed Loans
Crypto & Fiat Exchange
Fiat & Crypto Bank Cards
Lounge Access & Perks
Multi-currency IBAN Accounts
Local & Global Payments

Real Change

We understand your struggles navigating unreliable payment systems. Luminary is built for everyone, providing fast, reliable financial solutions.

Streamlined Compliance

Our compliance team is highly experienced in managing complex payments, eliminating unnecessary delays.

Personal Support

We understand how resolving issues need to be dealt with as soon as possible, our team will ensure that your needs are met promptly.

Your gateway to global payments and crypto finance

From international transfers and multi-currency accounts to crypto exchange, cards, and eSIMs—everything you need to stay connected and in control.

Open your account
Open your account

First Steps

Open your account in minutes. Pass KYC/KYB checks, issue cards, and access global payments, crypto, and connectivity—all from one secure platform.

Open your account
Open your account

Create Your Account

Submit your business or personal details, verify identity, and get approved quickly with our streamlined onboarding.

Pass KYC & KYB

Submit your details online and complete a quick KYC (for individuals) or KYB (for businesses) verification. Our process is fast, secure, and fully digital.

Start Transacting

Fund your account, send and receive payments globally, swap crypto ↔ fiat, borrow or stake assets, and stay connected with eSIMs.

Bank cards built for you in Mind

150+
Country Support

Accepted globally for ads, SaaS, travel, and everyday expenses.

24/7
Spend control

Real-time monitoring, limits, and instant card freezes for complete peace of mind.

99%
Approval rate

Fast, seamless card issuance with instant virtual cards for you and your business needs.

10+
Currencies

Use your card in traditional currencies or directly in crypto—flexibility built in.

Open your account
Open your account

Finance Without Borders

Send and receive payments worldwide, swap between crypto and fiat, issue multi-currency cards, borrow with BTC, stake your assets, and stay connected with eSIMs—all from one secure platform.

Open your account
Open your account

What our customers are saying about us

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Open your account
Open your account
Linkora Logo Techpay Webflow Template | BRIX Template
John Carter Avatar Techpay Webflow Template | BRIX Template
Managing my finances across the US and Europe is finally simple and seamless with this app
John Carter
VP of Marketing at Linkora
Converra Logo Techpay Webflow Template | BRIX Template
Sophie Moore Avatar Techpay Webflow Template | BRIX Template
It’s never been easier to move my money between the US and Europe—super smooth and stress-free
Sophie Moore
VP of Engineering at Converra
Vireon Logo Techpay Webflow Template | BRIX Template
Matt Cannon Avatar Techpay Webflow Template | BRIX Template
I can transfer funds between the US and Europe in seconds—no confusion, no delays
Matt Cannon
VP of Development at Vireon
Nexora Logo Techpay Webflow Template | BRIX Template
Lilly Woods Avatar Techpay Webflow Template | BRIX Template
I love how effortlessly I can manage finances across the US and Europe from one app
Lilly Woods
VP of Design at Nexora